Executive Benefits
- Key Person Insurance
- Executive Bonus Plans
- Deferred Compensation Plans
- Business Succession Strategies
- Buy-Sell Agreement Analysis
- Estate and Financial Planning
- Business Planning
Employee Benefit Solutions
Group Employee Benefits
- Group Health
- Group Dental and Vision
- Group Life and AD&D Insurance
- Group Long and Short-Term Disability
- Voluntary Payroll Deducted Benefits
- NYS Disability and Paid Family Leave
- Qualified Retirement Services
Administrative Services
- Daily Customer Service
- Section 125 Plans, Flexible Spending Accounts, HRA's and HSA's
- HR Training and Communication Tools
- ACA Reporting Services
- Workplace Wellness Programs
- COBRA Administration
- Employee Benefit Statements
- Monthly Benefit Newsletters
- Educational Workshops
Who We Are
Gall Benefit Specialists simplifies the benefit process without sacrificing coverage and service. Our benefit specialists have the experience, credentials, and extensive training to work with companies of all sizes. We ask the right questions and we listen, which enables us to better understand our clients' needs and what they want to accomplish. Our team of consultants will advise and design customized benefit plans that are consistent with your benefit strategy. We will act as your Human Resource Department or work alongside your current team to control benefit costs and make sure you have the right plans to attract and retain quality employees.
William Gall RHU, REBC, CLTC
Bill has 24 years of experience in the financial and insurance industry. He works with businesses and professionals in the area of employee and executive benefits, key person insurance, and risk management strategies. Bill and his wife Erin live in New Hartford with their three children William, Rowan, and Grayson.
Jeffrey Zoller CLU
Jeff has 30 years of experience in the financial and insurance industry. He works with businesses and professionals in the areas of business succession planning, executive benefits, and corporate life insurance. Jeff and his wife Courtney live in Clinton and have four children - Charlie, Jack, Addie, and Georgia.
Daniel Jones CFP, ChFC, CLU, RICP
Dan has 22 years of experience in the financial and insurance industry. He works with businesses and professionals in the areas of qualified retirement plans, corporate and personal financial planning, and executive benefits. Dan and his wife Ann Marie live in West Winfield with their three children Lauren, Addison, and Owen.
Christine Sweet
Christine joined our team 12 years ago and is currently our Client Service Manager. She oversees client customer service, office management, and client HR resources. Christine lives in New York Mills with her husband Joe.
Andrew Wiemer CLU, ChFC, CLU, RICP
Andy has 10 years of experience in the financial and benefit industry. He works with businesses and professionals in the areas of financial planning, retirement plannings, and long-term insurance. Andy and his wife Laura live in New Hartford with their three children Alina, Michael, and Joseph.
What We Do
01 Initial Meeting
- Ask questions, listen, and discuss your company's benefit philosophy and strategy
- Understand your company's goals, objectives, priorities, budgets, and current capabilities
- Gather information about current employee benefit plans
02 Analyze / Design
- Review current coverage and contract language
- Look at other carriers and funding arrangements to make sure benefits are competitively priced
- Analyze customer service capabilities, compliance strategies, and HR and training resources
- Make sure benefits are benchmarked and competitively designed within their industry
03 Recommendation / Implementation
- Will present recommendations that will breakdown coverages, premium analysis, and carrier comparisons
- Conduct Group Enrollment meetings with employees to explain benefits and employee cost sharing
- Oversee all underwriting and future compliance requirements
- Assist in setting up your plan with carriers and introduce on-line administrative capabilities if interested
04 Renewal and Service
- Will provide daily customer service for billing issues, claim resolution, compliance and HR questions, and answer benefit and coverage questions
- Will meet annually when your plan renews to review changes and make sure the coverage or plan continues to meet your company's expectations
- Will provide you access to a Human Resource Compliance and Communication Tool
All employees aren't created equal, and some are more valuable to the business than others and therefore retaining them is critical. These employees are essential to the companies' bottom line and adding another level of benefits, "executive benefits" can make their overall compensation more attractive.
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See what people are saying:
Bernadette in Utica, NY
75 Employees
Navigating the world of Health Insurance and Employee Benefits for our employees has always seemed to be a monumental task. That is before we made the decision to team up with Bill Gall & Christine Sweet. They worked diligently to get to know our company and our needs. With their extensive knowledge, hard work, and personal attention they take the stress out of the benefit process. Partnering with Bill and Christine was the smartest decision we ever made!!
Erin in Montgomery County
80 Employees
For the past 3 years I have had the privilege of working with Bill Gall and Christine Sweet. My experience has been nothing short of perfect! Their level of expertise and knowledge is exceptional. Both Bill and Christine are always available. They are more than willing to spend their time answering all my questions and concerns and I never feel like they are too busy or don’t care. They always go above and beyond to help our employees in any way possible. Their level of integrity and professionalism is superior. I highly recommend using them to fulfill your insurance needs. You will not be disappointed!!
Jeff in Rochester, NY
130 Employees
We have been working with Bill and his staff for 17 years and they have always provided great advice and timely service. They handle our company’s employee benefits as well as my personal planning. This enables me to protect the things I cherish most; My Family, My Business, and My Future.
Shaula in Herkimer County
75 Employees
Bill Gall and Christine Sweet have exceeded our expectations in all areas. They have a high level of customer service in both working with us as the employer and with the employees. We’ve been working with Bill for over 14 years and will continue to do so as they can’t be beat for building long-term customer relationships.
Larry in Utica, NY
20 Employees
The professional service from top to bottom has been outstanding. Their knowledge of insurance, investments, and strategic planning have been a huge help in my business and personally.